Ontario Insulation Rebates 2026 | Save Up To $7,700

Ontario homeowners can receive up to $7,700 in rebates through the Home Renovation Savings Program for multi-measure upgrades including insulation. Standalone attic insulation qualifies for up to $1,250. Additionally, the Canada Greener Homes Loan provides up to $40,000 at 0% interest for qualifying retrofits.

No. The Canada Greener Homes Grant closed to new applications on December 31, 2025. However, the Canada Greener Homes Loan (up to $40,000 at 0% interest over 10 years) is still active and accepting applications. The upcoming Canada Green Homes Affordability Program (CGHAP) with an $800M budget is expected to launch in 2026.

Yes. Both the Home Renovation Savings Program and the Canada Greener Homes Loan require a pre-retrofit EnerGuide home energy evaluation before the work begins and a post-retrofit evaluation after completion. The evaluations cost approximately $250 to $350 each and are conducted by certified energy advisors.

Yes. You can combine the Home Renovation Savings Program rebate with the Canada Greener Homes Loan. You can also layer the City of Toronto HELP program with provincial and federal programs. We help our customers identify all eligible programs and maximize their total savings.

Yes. Spray foam insulation (both open-cell and closed-cell) qualifies for rebates under the Home Renovation Savings Program when it improves the home's energy efficiency as measured by the EnerGuide evaluation. Basement wall insulation, attic insulation, and wall insulation all qualify.

After submitting your completed application with the post-retrofit EnerGuide evaluation, rebates are typically processed within 8 to 12 weeks. The Canada Greener Homes Loan approval takes approximately 4 to 6 weeks. We recommend starting the process early to account for wait times.

Yes. We guide every customer through the rebate application process. We provide the detailed invoices and documentation required by the programs, help you schedule EnerGuide evaluations, and ensure your project meets all program requirements to maximize your rebate amount.

The Home Renovation Savings Program is active through November 2026, but it is subject to available funding. Programs can close early if funds are depleted. We recommend applying as soon as possible to ensure your project qualifies.